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Josh Gardner

229 Dinah Shore Blvd
Winchester, TN 37398-1480

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I love being a part of the Franklin County community.  I am grateful for the opportunity to be a State Farm Agent and have the chance to work with my amazing team.  Being there for our customers is important to us, it is more than just a slogan.  We strive to be there when our customers need us and help them recover from the unexpected.  We would love to help you with your auto, home, renters, boat, motorcycle, life insurance and business insurance needs.  I would love to have a chance to earn your business!

I am a graduate of Middle Tennessee State University and have over 20 years of State Farm experience.  I have been on the board of directors for our local United Way and the CASA organization.  I have spent time as a little league coach and am currently a weekly driver for the Meals on Wheels organization since 2012. 

If you are looking for an insurance provider we hope you will give us a chance.  We are here for you 24/7 by simply calling or clicking in.


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

Banking, Annuities

Office Hours

8:30 am-5:00 pm

229 Dinah Shore Blvd
Winchester, TN 37398-1480
Map & Directions
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Our goal is to be your insurance service provider in the Winchester and Franklin County area.  It would be our pleasure to SERVE you!  We strive to be the customer's first and only choice for their insurance needs.  We love what we do and we love our customers.  We want to help protect what is important to you while providing a level of customer service that you deserve.

We have a team with over 20 years of State Farm experience.  We are proud members of the Franklin County community and it is our pleasure to serve you.  Please call us and we can assist with your Auto Insurance needs, Homeowners Insurance needs, Boat Insurance needs, Renters Insurance and Life Insurance.  We would love a chance to earn your business. 

Please call us or drop by!  It is our pleasure to serve you!!

Casey McKelvey State Farm Agent Team Member

Casey McKelvey

Office Manager

Casey has been with State Farm since 1998 and with Josh Gardner State Farm since 2011.  She does a fantastic job of helping our customers and is valuable resource.  She would love to help you with your auto, homeowners, renters, boat insurance needs. 

Brittni Sons State Farm Agent Team Member

Brittni Sons

Assistant Office Manager

We are so thankful to have Brittni a part of our team and she is such a valuable resource.  Brittni joined the team in January of 2012.  She treats our customers like family.  She has served in many roles with in the agency and can help you with any type of insurance need.  She works mainly with our existing customers and we are blessed to have her on the team.

KP Wilder State Farm Agent Team Member

KP Wilder

Multiple Line Representative

Kaiti has been with my team since October of 2012.  She would love to help you with your auto, home or renters, and life insurance quotes.  She would love to visit with you and help determine what are the most appropriate coverages to fit your needs.  Kaiti is a real asset to the office and she wants to be here for you.